Pet dental insurance coverage

Pet dental care isn’t just about fresh breath. Embrace Pet Insurance offers pet dental insurance coverage to protect your pet’s teeth in the event of unexpected accidents or illnesses.

dog with tongue out

Embrace’s dental pet insurance coverage

Embrace's policies cover treatment related to new dental accidents and illnesses that affect the teeth and/or gums. Insurance coverage includes, but is not limited to:

Dental accidents are covered up to your policy limit and dental illnesses are covered up to $1,000 per policy year.

Does Embrace pet insurance cover dental?

Pet dental insurance options vary greatly from one pet insurance company to another. Some companies cover both dental accidents and illnesses under their insurance policy while others only cover dental accidents. Most companies do not include routine dental care, like teeth cleanings, as part of their insurance coverage.

Embrace Pet Insurance covers dental accidents and illnesses as long as they are not pre-existing to the policy purchase. No pet insurance company covers pre-existing conditions.

Plan features (dental)

Plan features Healthy Paws Nationwide WholePet® AKC Pet Insurance
Dental Illness Coverage Included Check Icon X IconX Icon Only covers extractions
Dental Illness Check Icon X IconX IconX Icon
Root Canals & Crowns Check Icon X IconX IconX Icon

What are common dental illnesses and injuries in dogs and cats?

According to the American Veterinary Medical Association (AVMA), 80% of dogs and 70% of cats have some form of periodontal disease by age 3. Common dog and cat dental illnesses and injuries include:

Pet routine dental care

Routine dental care for your pet, such as teeth cleaning, is not included in our accident and illness coverage. However, these procedures can be reimbursed by our routine care plan, Wellness† Rewards. Wellness Rewards can be purchased in addition to any accident and illness policy and covers:

  • Routine dental cleaning (with or without anesthesia)

  • Pet toothbrushes & toothpaste

  • Dental chews

  • Annual dental checkups

  • Teeth brushing by groomer or vet

  • Dietary dental supplements

Customer stories: pet dental insurance claims